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Credit Analytics Manager

Industry: Finance / Job Expires: 2022-08-05 10:19:10 / Location: Gauteng

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Purpose

To provide operational and strategic analytical input to support the design and implementation of the Credit function.

Minimum requirements 

  • Tertiary with major in quantitative subjects.
  • 3 years experience in credit risk analysis within an financial institution.
  • To lead a team on 3 analysts.
  • Assist with programming in SQL.
  • Identify trends and patterns from reports.
  • Run campaigns into customer base. 
  • Collaborate with internal stakeholders.
  • Qualify lead base.
  • Works with credit scorecards.
  • Must be able to work on MS Visio Studio, PowerPoint, Power BI , Excel.
  • Understanding and knowledge of :  Credit policies and procedures,  Internal systems, Transact SQL skills & Legislation.

Duties and responsibilities

Regular monitoring and Reporting on credit policy

  • Use advanced analytical skills for the creation of insight reports.
  • Extract, create and analyze data in respect of reporting requirements highlighting (among other things): Compliance with policy.
  • Any deviations in policy and the potential impact to the portfolio.
  • Analyze reports in a bid to deliver insights and develop recommendations based on these insights.
  • Develop actionable recommendations to amend policies in order to comply with the risk appetite of the business.
  • Compare previous months and years data to identify anomalies and trends and prepare commentary for approval by direct manager.

Analytics

  • Use relevant statistical procedures, analytical skills and business knowledge to investigate and analyze identified projects and create requested solutions for direct marketing activities.
  • Prepare a final report of findings and/or recommendations for delivery to stakeholders and assist with presentations as required for meetings.
  • Determine the success of implemented direct marketing strategies changes.
  • Assist with the formulation of new policies with regards to new direct marketing ventures.
  • Identify requirements for ad hoc analytics through committee feedback or specific business requests.

Model building

  • Assist with strategic model building.
  • Sourcing and preparing data for modelling purposes.
  • Establishment of inputs into models.
  • Testing accuracy of models.

Change management

  • Involves writing the appropriate specifications needed to implement a change process or recommendation, after obtaining the necessary approval from the appropriate committee.
  • Liaise with other teams in testing and validating functionality of the implementation process as necessary.
  • Test and validate the changes implemented.
  • Ensure that signing off of the final implementation is done.
  • Maintain complete documentation of the change and any follow up changes.

Stakeholder and relationship management

  • Provide adhoc assistance where necessary.
  • Communicate with other stakeholders such as team members and other departments.
  • Manage projects so that deliveries are met and results are presented in a professional manner by means of presentations and or reports.

Customer

  • Create and maintain productive relationships with internal and external clients by providing advice and assistance.
  • Create understanding of the ‘real’ versus ‘perceived’ need through experience and expertise while complying with company polices legislation and regulations.
  • Keep the client informed about progress through written communication, telephone communications and/or face to face meetings.

Key competencies 

  • Analytical thinking
  • Delivering Results and Meeting Customer Expectations
  • Integration/Holistic thinking
  • Leading and Supervising
  • Logical reasoning
  • Planning and Organizing 
  • Presenting and Communicating Information
  • Facilitation skills
  • MS Office skills
  • Presentation skills
  • Report writing skills


N.B: By responding to this advert, you consent to Heitha Staffing Group processing your personal information for recruitment purposes and confirm that any personal information has been submitted voluntarily.

To apply kindly mail us your CV and prescribed certificates to intern@heitha.co.za OR info@heitha.co.za

Only shortlisted candidates will be contacted. If you have not heard from us in 4 weeks, consider your application unsuccessful.

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